HAVE Investments.CYF brings a consultant's rigour to day trading, stock investing, property, business change management consultancy and retail — five disciplines, one method, built from Wales for clients who want things managed properly, not left to momentum.
Every position, project or product line we take on — whether it closes in an afternoon or takes a year to land — is held to the same standard: a clear thesis, a defined risk, and a reason for being there.
Short-horizon market execution built on defined entries, exits and position sizing — speed without recklessness, and a hard stop on every trade before it's placed.
Research-led equity positions for clients building wealth over years, not days — quality businesses, sized sensibly, held with patience.
Bricks-and-mortar portfolios sourced, assessed and managed through our sister company, HAVE Property Ltd — see below.
Hands-on business change management consultancy — helping organisations plan, sequence and land change without losing operational grip, drawing on real delivery experience rather than theory.
A TikTok-led retail and dropshipping venture, run with the same disciplined, numbers-first approach we apply everywhere else: tested product lines, tight margins, no guesswork.
Our property arm operates under its own name but the same standard: every acquisition is underwritten with the same discipline we apply to a stock position or a trade — clear numbers, honest downside, no exceptions.
Whether you're looking to add a single buy-to-let or build a wider portfolio, HAVE Property Ltd sources, appraises and manages the asset end-to-end, working alongside the HAVE Investments.CYF team so your property sits inside one coherent wealth plan rather than a separate silo.
Alongside markets and property, HAVE Investments.CYF offers business change management consultancy — brought in where an organisation needs to move from where it is to where it needs to be, without the disruption derailing the day-to-day.
Cyfyngedig — the Welsh equivalent of "Ltd", and where our name comes from.
Trading, investing, property, change consultancy and retail, managed under one roof.
HAVE Investments.CYF is a business consultancy built around a simple idea: that trading, investing, property, change management and retail are not separate disciplines but different expressions of the same discipline — capital or change deployed with a plan, a risk limit, and a reason.
We work with clients who are starting to trade or invest seriously and want a consultancy that treats their capital the way we'd treat our own: nothing promised, nothing hidden, and no position taken without knowing exactly what it costs to be wrong.
Based in Wales and proud of it — the same dragon on our mark stands for the same standard behind every service we offer.
Capital at risk. The value of investments can fall as well as rise, and you may get back less than you invest. Day trading and stock investing carry a high level of risk and may not be suitable for all investors — losses can exceed your initial deposit. Past performance is not a reliable indicator of future results. Property values can also fall as well as rise, and property is not readily realisable. Nothing on this website constitutes financial, investment, tax or legal advice, and HAVE Investments.CYF does not provide regulated financial advice. If you require regulated advice, please consult an FCA-authorised financial adviser before making any investment decision.
Tell us a little about what you're looking to do — trading, stock investing, property, or a mix — and we'll come back to you directly.